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Debt–the other ugly four-letter word. It’s time to take a look at your finances and see where to declutter. Here are some questions and answers with Dawn Starks from SimpleMoney to help you on your path to debt elimination.

How do you define debt?  

Debts come in all shapes and sizes. People like to characterize debts as “good debts” and “bad debts.” To me, no debt is good. But certainly, some debts are better than others, and knowing the difference can help you prioritize debt elimination.

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I was paralyzed. I couldn’t move my arms. I couldn’t focus. All I could do was imagine the worse case scenario – what will happen when I get hate mail? What if somebody disagrees with my point of view? I stood up and went for water. Then I cleaned the bedroom. Then the kitchen.

I checked Facebook…just in case (for 3 hours). I didn’t want to face it: the fear of putting myself out there and the doubt that I was not good enough. It took me 4 days to write one post, which ended up going right to the forgotten content ocean of Facebook. A lot of drama, and little result. Can you relate?

I was just starting to put myself out there as a coach and I really wanted to help more women get out of their own way. But yet, I had a hard time getting out of my own way (yes, we all have blind spots!).

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The sunk feeling, the confusion, the loneliness, the despair, the panic. Losing your way sparks a whole lotta emotions. And without a clear path out of that dark place, you can spiral out right into depression. Most people do.

At some point, they lost connection to who they are. They lost clarity on what they want and where they’re going. They started following everything else but their inner compass and eventually looked around and didn’t recognize the place.

When we feel lost, our instinct is to go on the hunt. Find what’s missing. Find what’s lost.

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